*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{overflow-x:clip;width:100%;font-family:'Hind Siliguri',sans-serif;background:var(--bg-dark);color:var(--text-white);line-height:1.8}.breadcrumb-wrap{background:var(--bg-mid);border-bottom:1px solid var(--border-color);padding:10px 0}.breadcrumb{margin:0;background:transparent;padding:0}.breadcrumb-item a{color:var(--green-main);text-decoration:none;font-size:0.82rem}.breadcrumb-item.active{color:var(--text-muted);font-size:0.82rem}.breadcrumb-item + .breadcrumb-item::before{color:var(--text-dim)}.terms-hero{background:linear-gradient(135deg,#011a12 0%,#022c22 55%,#03382b 100%);padding:72px 0 60px;text-align:center;position:relative;overflow:hidden}.terms-hero::before{content:'';position:absolute;top:-80px;left:50%;transform:translateX(-50%);width:600px;height:350px;background:radial-gradient(ellipse,rgba(34,197,94,0.07) 0%,transparent 70%);pointer-events:none}.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(34,197,94,0.1);border:1px solid rgba(34,197,94,0.25);color:var(--green-main);font-size:0.78rem;font-weight:600;padding:6px 16px;border-radius:50px;margin-bottom:20px}.terms-hero h1{font-size:clamp(1.5rem,3.2vw,2.2rem);font-weight:800;color:var(--text-light);margin-bottom:14px}.terms-hero h1 span{color:var(--green-main)}.terms-hero p{color:var(--text-muted);font-size:0.92rem;max-width:560px;margin:0 auto 24px}.last-updated{display:inline-flex;align-items:center;gap:6px;background:rgba(146,64,14,0.12);border:1px solid rgba(217,119,6,0.2);color:var(--brown-light);font-size:0.75rem;font-weight:600;padding:5px 14px;border-radius:50px}.section-title{font-size:clamp(1.2rem,2.5vw,1.7rem);font-weight:800;color:var(--text-light);margin-bottom:14px}.section-title span{color:var(--green-main)}.divider-green{width:44px;height:3px;background:var(--green-main);border-radius:2px;margin-bottom:14px}.divider-green.mx-auto{margin-left:auto;margin-right:auto}.toc-box{background:var(--bg-card);border:1px solid var(--border-color);border-radius:14px;padding:24px;position:sticky;top:80px}.toc-box h6{color:var(--green-main);font-size:0.82rem;font-weight:700;letter-spacing:0.5px;margin-bottom:14px;text-transform:uppercase}.toc-list{list-style:none;padding:0;margin:0}.toc-list li{margin-bottom:8px}.toc-list li a{color:var(--text-muted);text-decoration:none;font-size:0.8rem;display:flex;align-items:flex-start;gap:8px;transition:color 0.2s;line-height:1.5}.toc-list li a:hover{color:var(--green-main)}.toc-list li a .toc-num{color:var(--green-main);font-weight:700;font-size:0.72rem;min-width:18px;margin-top:1px}.terms-section{background:var(--bg-card);border:1px solid var(--border-color);border-radius:14px;padding:28px 28px;margin-bottom:20px;scroll-margin-top:90px}.terms-section h3{font-size:1.05rem;font-weight:800;color:var(--text-light);margin-bottom:14px;display:flex;align-items:center;gap:10px}.terms-section h3 .sec-num{width:28px;height:28px;background:rgba(34,197,94,0.12);border:1px solid rgba(34,197,94,0.25);border-radius:7px;display:flex;align-items:center;justify-content:center;font-size:0.72rem;font-weight:800;color:var(--green-main);flex-shrink:0}.terms-section p{color:var(--text-muted);font-size:0.85rem;margin-bottom:12px;line-height:1.8}.terms-section p:last-child{margin-bottom:0}.terms-section ul{list-style:none;padding:0;margin:10px 0}.terms-section ul li{color:var(--text-muted);font-size:0.85rem;padding:5px 0 5px 20px;position:relative;line-height:1.7}.terms-section ul li::before{content:'›';position:absolute;left:0;color:var(--green-main);font-weight:700}.highlight-box{background:rgba(34,197,94,0.06);border-left:3px solid var(--green-main);border-radius:0 8px 8px 0;padding:12px 16px;margin:14px 0}.highlight-box p{color:var(--text-muted);font-size:0.82rem;margin:0}.warning-box{background:rgba(217,119,6,0.07);border-left:3px solid var(--brown-light);border-radius:0 8px 8px 0;padding:12px 16px;margin:14px 0}.warning-box p{color:#e5b96a;font-size:0.82rem;margin:0}.feature-card{background:var(--bg-card);border:1px solid var(--border-color);border-radius:16px;padding:26px 22px;height:100%;transition:transform 0.25s,border-color 0.25s,box-shadow 0.25s}.feature-card:hover{transform:translateY(-4px);border-color:rgba(34,197,94,0.3);box-shadow:0 8px 28px rgba(0,0,0,0.3)}.feature-icon{width:52px;height:52px;border-radius:13px;display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:14px}.fi-green{background:rgba(34,197,94,0.12);color:var(--green-main)}.fi-gold{background:rgba(217,119,6,0.12);color:var(--brown-light)}.fi-blue{background:rgba(3,105,161,0.15);color:#38bdf8}.feature-card h5{font-size:0.97rem;font-weight:700;color:var(--text-light);margin-bottom:8px}.feature-card p{font-size:0.82rem;color:var(--text-muted);margin:0;line-height:1.7}.cta-section{background:linear-gradient(135deg,#011a12 0%,#01221a 50%,#022c22 100%);padding:68px 0;text-align:center;position:relative;overflow:hidden}.cta-section::before{content:'';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:600px;height:300px;background:radial-gradient(ellipse,rgba(34,197,94,0.07) 0%,transparent 70%);pointer-events:none}.btn-outline-ck{display:inline-flex;align-items:center;gap:8px;background:transparent;color:var(--green-main) !important;font-weight:700;font-size:0.9rem;padding:11px 26px;border-radius:10px;border:1.5px solid var(--green-main);text-decoration:none !important;transition:background 0.2s,transform 0.15s}.btn-outline-ck:hover{background:rgba(34,197,94,0.1);transform:translateY(-2px)}.trust-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(34,197,94,0.08);border:1px solid rgba(34,197,94,0.2);border-radius:10px;padding:9px 14px;font-size:0.78rem;color:var(--text-muted)}.trust-badge i{color:var(--green-main)}@media (max-width:991px){.toc-box{position:static;margin-bottom:24px}}@media (max-width:767px){.terms-section{padding:20px 16px}}